/* ============================================================
   FeeSlicers — Global Design System
   ============================================================ */

/* ---------- Fonts ---------- */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&family=Poppins:wght@500;600;700;800&display=swap');

/* ---------- Design Tokens ---------- */
:root {
  /* Brand colors */
  --navy:         #0F1923;
  --navy-800:     #16242F;
  --navy-700:     #1E3140;
  --green:        #00C07F;
  --green-dark:   #00A36B;
  --green-soft:   #E6F8F1;

  /* Neutrals */
  --white:        #FFFFFF;
  --card:         #FFFFFF;
  --ink:          #0F1923;
  --ink-soft:     #46555F;
  --ink-muted:    #6B7A84;
  --line:         #E6EBEE;

  /* Text on dark */
  --on-dark:      #FFFFFF;
  --on-dark-soft: #B9C6CF;
  --on-dark-muted:#8497A2;

  /* Placeholder boxes */
  --ph-bg:        #D7DEE3;
  --ph-bg-dark:   #243744;
  --ph-text:      #5A6A74;

  /* Radius & shadow */
  --r-sm: 8px;
  --r-md: 14px;
  --r-lg: 22px;
  --r-pill: 999px;
  --shadow-sm: 0 2px 8px rgba(7, 16, 22, 0.08);
  --shadow-md: 0 12px 30px rgba(7, 16, 22, 0.12);
  --shadow-lg: 0 24px 60px rgba(7, 16, 22, 0.18);
  --shadow-green: 0 10px 26px rgba(0, 192, 127, 0.30);

  /* Spacing scale */
  --space-1: 4px;
  --space-2: 8px;
  --space-3: 12px;
  --space-4: 16px;
  --space-5: 24px;
  --space-6: 32px;
  --space-7: 48px;
  --space-8: 64px;
  --space-9: 96px;

  /* Layout */
  --maxw: 1160px;
  --gutter: 24px;
  --header-h: 76px;

  /* Type */
  --font-head: 'Poppins', system-ui, sans-serif;
  --font-body: 'Inter', system-ui, sans-serif;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font-body);
  background: var(--navy);
  color: var(--on-dark);
  line-height: 1.6;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img, svg, video { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; }
ul { list-style: none; padding: 0; }

/* ---------- Typography ---------- */
h1, h2, h3, h4 { font-family: var(--font-head); line-height: 1.15; font-weight: 700; letter-spacing: -0.01em; }
h1 { font-size: clamp(2.2rem, 5vw, 3.5rem); font-weight: 800; }
h2 { font-size: clamp(1.7rem, 3.5vw, 2.6rem); }
h3 { font-size: clamp(1.25rem, 2vw, 1.55rem); }
h4 { font-size: 1.1rem; }
p  { color: inherit; }

.eyebrow {
  font-family: var(--font-head);
  font-weight: 600;
  font-size: 0.82rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--green);
  margin-bottom: var(--space-3);
}
.lead { font-size: 1.18rem; line-height: 1.6; }

/* Color helpers */
.text-green { color: var(--green); }
.text-soft  { color: var(--on-dark-soft); }
.text-ink   { color: var(--ink); }
.text-ink-soft { color: var(--ink-soft); }

/* ---------- Layout ---------- */
.container {
  width: 100%;
  max-width: var(--maxw);
  margin-inline: auto;
  padding-inline: var(--gutter);
}
.section { padding-block: var(--space-9); }
.section--tight { padding-block: var(--space-8); }
.section--navy   { background: var(--navy); }
.section--navy-800 { background: var(--navy-800); }
.section--light  { background: #F4F7FA; color: var(--ink); }
.section--white  { background: var(--white); color: var(--ink); }

.section-head { max-width: 720px; margin: 0 auto var(--space-7); text-align: center; }
.section-head p { color: var(--on-dark-soft); font-size: 1.1rem; }
.section--light .section-head p,
.section--white .section-head p { color: var(--ink-soft); }

/* Grid helpers */
.grid { display: grid; gap: var(--space-5); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-8);
  align-items: center;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  font-family: var(--font-head);
  font-weight: 600;
  font-size: 1rem;
  line-height: 1;
  padding: 16px 28px;
  border-radius: var(--r-pill);
  border: 2px solid transparent;
  transition: transform .15s ease, background .15s ease, box-shadow .15s ease, color .15s ease, border-color .15s ease;
  white-space: nowrap;
}
.btn:active { transform: translateY(1px); }

.btn-primary { background: var(--green); color: #04261B; box-shadow: var(--shadow-green); }
.btn-primary:hover { background: var(--green-dark); transform: translateY(-2px); }

.btn-ghost { background: transparent; color: var(--white); border-color: rgba(255,255,255,.28); }
.btn-ghost:hover { border-color: var(--green); color: var(--green); }

.btn-dark { background: var(--navy); color: var(--white); }
.btn-dark:hover { background: var(--navy-700); transform: translateY(-2px); }

.btn-lg { padding: 19px 36px; font-size: 1.08rem; }
.btn-sm { padding: 11px 20px; font-size: .92rem; }
.btn-block { width: 100%; }

/* ---------- Cards ---------- */
.card {
  background: var(--card);
  color: var(--ink);
  border-radius: var(--r-lg);
  padding: var(--space-6);
  box-shadow: var(--shadow-md);
  border: 1px solid rgba(255,255,255,.04);
}
.card h3 { color: var(--ink); margin-bottom: var(--space-3); }
.card p  { color: var(--ink-soft); }
.card--hover { transition: transform .2s ease, box-shadow .2s ease; }
.card--hover:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }

/* Icon chip used at top of cards */
.chip {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 54px; height: 54px;
  border-radius: var(--r-md);
  background: var(--green-soft);
  color: var(--green-dark);
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 1.35rem;
  margin-bottom: var(--space-4);
}

/* Numbered step badge */
.step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 46px; height: 46px;
  border-radius: var(--r-pill);
  background: var(--green);
  color: #04261B;
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 1.25rem;
  margin-bottom: var(--space-4);
}

/* ---------- Pills / badges ---------- */
.badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: 7px 15px;
  border-radius: var(--r-pill);
  background: rgba(0,192,127,.14);
  color: var(--green);
  font-weight: 600;
  font-size: .85rem;
}

/* ---------- Image placeholders ---------- */
.img-ph {
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  background: var(--ph-bg);
  color: var(--ph-text);
  font-family: var(--font-body);
  font-weight: 600;
  font-size: .92rem;
  line-height: 1.45;
  padding: var(--space-6);
  border-radius: var(--r-lg);
  border: 2px dashed #B5C0C7;
  min-height: 240px;
}
.img-ph::before { content: "\1F5BC  "; }
.img-ph--dark { background: var(--ph-bg-dark); color: var(--on-dark-muted); border-color: #35525f; }
.img-ph--tall { min-height: 420px; }
.img-ph--wide { min-height: 320px; }
.img-ph--sm { min-height: 150px; }

/* ---------- HEADER / NAV ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(15,25,35,.88);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(255,255,255,.07);
}
.nav {
  height: var(--header-h);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-5);
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 1.35rem;
  color: var(--white);
}
.brand .brand-mark {
  display: inline-flex; align-items: center; justify-content: center;
  width: 34px; height: 34px; border-radius: 9px;
  background: var(--green); color: #04261B; font-size: 1.1rem;
}
.brand .brand-mark::before { content: "\2702"; }
.brand b { color: var(--green); }

.nav-links {
  display: flex;
  align-items: center;
  gap: var(--space-6);
}
.nav-links a {
  font-weight: 500;
  font-size: .98rem;
  color: var(--on-dark-soft);
  padding: 6px 2px;
  position: relative;
  transition: color .15s ease;
}
.nav-links a:hover { color: var(--white); }
.nav-links a.is-active { color: var(--white); }
.nav-links a.is-active::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: -4px;
  height: 2px; background: var(--green); border-radius: 2px;
}
.nav-cta { display: flex; align-items: center; gap: var(--space-3); }
.nav-mobile-cta { display: none; }

/* Mobile toggle */
.nav-toggle {
  display: none;
  background: transparent;
  border: 0;
  width: 44px; height: 44px;
  position: relative;
}
.nav-toggle span,
.nav-toggle span::before,
.nav-toggle span::after {
  content: ""; position: absolute; left: 10px; right: 10px; height: 2px;
  background: var(--white); border-radius: 2px; transition: transform .2s ease, opacity .2s ease;
}
.nav-toggle span { top: 21px; }
.nav-toggle span::before { top: -7px; }
.nav-toggle span::after  { top: 7px; }
.nav-open .nav-toggle span { background: transparent; }
.nav-open .nav-toggle span::before { transform: translateY(7px) rotate(45deg); }
.nav-open .nav-toggle span::after  { transform: translateY(-7px) rotate(-45deg); }

/* ---------- FOOTER ---------- */
.site-footer {
  background: #0A1219;
  border-top: 1px solid rgba(255,255,255,.07);
  padding-block: var(--space-8) var(--space-6);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1.2fr;
  gap: var(--space-7);
}
.footer-col h4 {
  font-family: var(--font-head);
  font-size: .82rem;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--on-dark-muted);
  margin-bottom: var(--space-4);
}
.footer-col ul li { margin-bottom: 10px; }
.footer-col a { color: var(--on-dark-soft); font-size: .96rem; transition: color .15s ease; }
.footer-col a:hover { color: var(--green); }
.footer-about p { color: var(--on-dark-soft); margin: var(--space-3) 0 var(--space-4); font-size: .96rem; max-width: 34ch; }
.footer-bottom {
  margin-top: var(--space-7);
  padding-top: var(--space-5);
  border-top: 1px solid rgba(255,255,255,.07);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-4);
  color: var(--on-dark-muted);
  font-size: .9rem;
  flex-wrap: wrap;
}

/* ---------- Hero shared ---------- */
.hero { position: relative; overflow: hidden; }
.hero::after {
  content: ""; position: absolute; inset: 0; z-index: 0;
  background:
    radial-gradient(640px 360px at 88% -8%, rgba(0,192,127,.18), transparent 60%),
    radial-gradient(520px 320px at 5% 110%, rgba(0,192,127,.10), transparent 55%);
  pointer-events: none;
}
.hero > .container { position: relative; z-index: 1; }

/* ---------- Utility ---------- */
.text-center { text-align: center; }
.mx-auto { margin-inline: auto; }
.mt-3 { margin-top: var(--space-3); }
.mt-4 { margin-top: var(--space-4); }
.mt-5 { margin-top: var(--space-5); }
.mt-6 { margin-top: var(--space-6); }
.mt-7 { margin-top: var(--space-7); }
.mt-8 { margin-top: var(--space-8); }
.mb-4 { margin-bottom: var(--space-4); }
.mb-5 { margin-bottom: var(--space-5); }
.maxw-60 { max-width: 60ch; }
.btn-row { display: flex; flex-wrap: wrap; gap: var(--space-4); }
.btn-row--center { justify-content: center; }

/* Checklist */
.checklist li {
  position: relative;
  padding-left: 34px;
  margin-bottom: var(--space-3);
  color: var(--on-dark-soft);
}
.checklist li::before {
  content: "\2713";
  position: absolute; left: 0; top: 1px;
  width: 22px; height: 22px;
  display: inline-flex; align-items: center; justify-content: center;
  background: rgba(0,192,127,.16); color: var(--green);
  border-radius: var(--r-pill); font-size: .8rem; font-weight: 700;
}
.section--light .checklist li,
.section--white .checklist li { color: var(--ink-soft); }

/* Stat */
.stat-num { font-family: var(--font-head); font-weight: 800; font-size: clamp(2.2rem,4vw,3rem); color: var(--green); line-height: 1; }
.stat-label { color: var(--on-dark-soft); margin-top: var(--space-2); font-size: .98rem; }

/* CTA band */
.cta-band {
  background: linear-gradient(135deg, var(--green) 0%, #00A36B 100%);
  color: #04261B;
  border-radius: var(--r-lg);
  padding: var(--space-8);
  text-align: center;
}
.cta-band h2 { color: #04261B; }
.cta-band p { color: #0a3d2c; font-size: 1.12rem; max-width: 52ch; margin: var(--space-3) auto var(--space-5); }

/* Industry tag links */
.industry-tags {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: var(--space-3);
}
.industry-tags a {
  display: inline-flex;
  align-items: center;
  padding: 10px 18px;
  border-radius: var(--r-pill);
  background: var(--green-soft);
  color: var(--green-dark);
  font-family: var(--font-head);
  font-weight: 600;
  font-size: .95rem;
  transition: background .15s ease, color .15s ease, transform .15s ease;
}
.industry-tags a:hover { background: var(--green); color: #04261B; transform: translateY(-2px); }

/* Testimonial / quote cards */
.quote-card { position: relative; padding-top: var(--space-7); }
.quote-card::before {
  content: "\201C";
  position: absolute;
  top: 2px; left: var(--space-6);
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 4.5rem;
  line-height: 1;
  color: var(--green);
}
.quote-card blockquote { color: var(--ink); font-size: 1.05rem; line-height: 1.6; }
.quote-card figcaption { margin-top: var(--space-4); color: var(--ink-muted); font-weight: 600; font-size: .95rem; }

/* Example highlight box */
.example-box {
  background: var(--green-soft);
  border-left: 4px solid var(--green);
  border-radius: 0 var(--r-sm) var(--r-sm) 0;
  padding: var(--space-4) var(--space-5);
  color: #0a3d2c;
  font-size: 1rem;
  margin: var(--space-5) 0;
}
.example-box strong { color: #04261B; }

/* Pros / Cons lists */
.proscons { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-5); margin-top: var(--space-5); }
.pc-label { font-family: var(--font-head); font-weight: 700; font-size: .95rem; margin-bottom: var(--space-3); }
.pc-label.pros { color: var(--green-dark); }
.pc-label.cons { color: #B5760A; }
.pros-list li, .cons-list li { position: relative; padding-left: 30px; margin-bottom: 10px; color: var(--ink-soft); font-size: .98rem; line-height: 1.45; }
.pros-list li::before, .cons-list li::before {
  position: absolute; left: 0; top: 1px;
  width: 20px; height: 20px; display: inline-flex; align-items: center; justify-content: center;
  border-radius: var(--r-pill); font-size: .72rem; font-weight: 800;
}
.pros-list li::before { content: "\2713"; background: rgba(0,192,127,.16); color: var(--green-dark); }
.cons-list li::before { content: "!"; background: #FBEBD2; color: #B5760A; }

.best-for { margin-top: var(--space-5); font-size: 1rem; color: var(--ink-soft); }
.best-for strong { color: var(--ink); font-family: var(--font-head); }

/* Comparison table */
.table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; border-radius: var(--r-md); box-shadow: var(--shadow-sm); }
.cmp-table { width: 100%; border-collapse: collapse; background: var(--white); color: var(--ink); min-width: 720px; }
.cmp-table thead th { background: var(--green); color: #04261B; font-family: var(--font-head); font-weight: 700; }
.cmp-table th, .cmp-table td { padding: 16px 18px; text-align: left; border-bottom: 1px solid var(--line); font-size: .98rem; }
.cmp-table th:first-child, .cmp-table td:first-child { font-weight: 600; color: var(--ink); }
.cmp-table thead th:first-child { background: var(--green-dark); }
.cmp-table tbody tr:nth-child(even) { background: #F4F7F8; }
.cmp-table td.yes { color: var(--green-dark); font-weight: 700; }
.cmp-table td.no  { color: #C0392B; font-weight: 700; }
.cmp-table td.warn { color: #B5760A; font-weight: 600; }

/* Compliance callout */
.callout {
  background: #EEF2F4;
  border-left: 6px solid var(--green);
  border-radius: 0 var(--r-md) var(--r-md) 0;
  padding: var(--space-6);
  color: var(--ink);
}
.callout h3 { color: var(--ink); margin-bottom: var(--space-3); }
.callout p { color: var(--ink-soft); }
.callout p + p { margin-top: var(--space-3); }

/* Accordion (FAQ) */
.accordion { max-width: 820px; margin-inline: auto; }
.acc-item { background: var(--white); border-radius: var(--r-md); margin-bottom: var(--space-3); overflow: hidden; box-shadow: var(--shadow-sm); }
.acc-q {
  width: 100%; text-align: left; background: transparent; border: 0;
  padding: 20px 24px; font-family: var(--font-head); font-weight: 600; font-size: 1.05rem;
  color: var(--ink); display: flex; justify-content: space-between; align-items: center; gap: 16px;
}
.acc-q::after { content: "+"; color: var(--green); font-size: 1.5rem; font-weight: 700; transition: transform .2s ease; }
.acc-item.open .acc-q::after { transform: rotate(45deg); }
.acc-a { max-height: 0; overflow: hidden; transition: max-height .25s ease; }
.acc-a-inner { padding: 0 24px 20px; color: var(--ink-soft); }

/* ---------- Responsive ---------- */
@media (max-width: 960px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: var(--space-6); }
  .footer-about { grid-column: 1 / -1; }
}
@media (max-width: 860px) {
  :root { --gutter: 18px; }
  .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .split { grid-template-columns: 1fr; gap: var(--space-6); }
  .section { padding-block: var(--space-8); }

  .nav-toggle { display: block; }
  .nav-links {
    position: absolute; top: var(--header-h); left: 0; right: 0;
    flex-direction: column; align-items: stretch; gap: 0;
    background: var(--navy-800); border-bottom: 1px solid rgba(255,255,255,.08);
    padding: var(--space-3) var(--gutter) var(--space-5);
    max-height: 0; overflow: hidden; transition: max-height .28s ease, padding .28s ease;
  }
  .nav-open .nav-links { max-height: 420px; }
  .nav-links a { padding: 14px 0; border-bottom: 1px solid rgba(255,255,255,.06); }
  .nav-links a.is-active::after { display: none; }
  .nav-cta .btn-desktop-only { display: none; }
  .nav-mobile-cta { display: inline-flex; margin-top: var(--space-4); border-bottom: 0 !important; }
  .nav-links a.nav-mobile-cta { text-align: center; }
}
@media (max-width: 560px) {
  body { font-size: 16px; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .cta-band { padding: var(--space-6); }
  .btn-row { flex-direction: column; }
  .btn-row .btn { width: 100%; }
}

/* ---------- Status badges (state table) ---------- */
.status { display: inline-flex; align-items: center; gap: 6px; padding: 6px 14px; border-radius: var(--r-pill); font-family: var(--font-head); font-weight: 600; font-size: .9rem; white-space: nowrap; }
.status--ok   { background: rgba(0,192,127,.16); color: var(--green-dark); }
.status--warn { background: #FBEECB; color: #9A6B05; }
.status--info { background: #E2EEFB; color: #1B5FA6; }

/* State table variant */
.cmp-table--states { min-width: 520px; }
.cmp-table--states td:first-child, .cmp-table--states th:first-child { width: 42%; }
.cmp-table--states td { vertical-align: top; }

/* ---------- Compliance mistake cards ---------- */
.mistake-card {
  background: var(--white);
  border-radius: var(--r-md);
  border-left: 5px solid #E2683C;
  box-shadow: var(--shadow-sm);
  padding: var(--space-5) var(--space-6);
  display: flex; gap: var(--space-5); align-items: flex-start;
  margin-bottom: var(--space-4);
}
.mistake-card .m-num {
  flex: 0 0 auto; width: 40px; height: 40px; border-radius: var(--r-pill);
  background: #FBE7DE; color: #C0451E;
  font-family: var(--font-head); font-weight: 800; font-size: 1.15rem;
  display: inline-flex; align-items: center; justify-content: center;
}
.mistake-card h3 { color: var(--ink); margin-bottom: 6px; font-size: 1.2rem; }
.mistake-card p { color: var(--ink-soft); }

/* ---------- Disclaimer box ---------- */
.disclaimer {
  background: #EEF2F4;
  border-radius: var(--r-md);
  padding: var(--space-5) var(--space-6);
  color: var(--ink-muted);
  font-size: .9rem; font-style: italic; line-height: 1.6;
}

/* Two-column rule lists */
.rule-cols { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-6); margin-top: var(--space-5); }
.rule-cols h3 { color: var(--ink); font-size: 1.15rem; margin-bottom: var(--space-4); }
@media (max-width: 760px) { .rule-cols { grid-template-columns: 1fr; } .mistake-card { padding: var(--space-5); } }

/* ---------- Forms ---------- */
.form-card {
  background: var(--white);
  border-radius: var(--r-lg);
  box-shadow: var(--shadow-lg);
  padding: var(--space-7);
  max-width: 680px;
  margin-inline: auto;
}
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-4) var(--space-5); }
.form-field { display: flex; flex-direction: column; gap: 7px; }
.form-field.full { grid-column: 1 / -1; }
.form-field label { font-family: var(--font-head); font-weight: 600; font-size: .9rem; color: var(--ink); }
.form-field input,
.form-field select {
  width: 100%;
  padding: 13px 14px;
  border: 1.5px solid var(--line);
  border-radius: var(--r-sm);
  font: inherit; font-size: 1rem;
  color: var(--ink); background: var(--white);
  transition: border-color .15s ease, box-shadow .15s ease;
}
.form-field select {
  appearance: none; -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2346555F' stroke-width='2' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 14px center; background-size: 12px;
  padding-right: 40px; cursor: pointer;
}
.form-field input::placeholder { color: #9AA7AF; }
.form-field input:focus,
.form-field select:focus { outline: none; border-color: var(--green); box-shadow: 0 0 0 3px rgba(0,192,127,.16); }
.form-note { text-align: center; color: var(--ink-muted); font-size: .9rem; margin-top: var(--space-4); }
.form-success {
  text-align: center; padding: var(--space-6) var(--space-4);
}
.form-success .chip { margin-inline: auto; }
@media (max-width: 560px) { .form-grid { grid-template-columns: 1fr; } .form-card { padding: var(--space-5); } }

/* ---------- Outline card (branch / apply) ---------- */
.card--outline {
  background: var(--white);
  border: 2px solid var(--green);
  box-shadow: none;
  text-align: center;
  max-width: 720px;
  margin-inline: auto;
}

/* ---------- Trust strip ---------- */
.trust-strip { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: var(--space-4) var(--space-6); }
.trust-item { display: inline-flex; align-items: center; gap: 10px; color: var(--on-dark-soft); font-family: var(--font-head); font-weight: 600; }
.trust-item::before {
  content: "\2713"; flex: 0 0 auto; width: 24px; height: 24px;
  display: inline-flex; align-items: center; justify-content: center;
  background: rgba(0,192,127,.16); color: var(--green); border-radius: var(--r-pill);
  font-size: .8rem; font-weight: 800;
}

/* ---------- Q&A list ---------- */
.qa-list { max-width: 820px; margin-inline: auto; }
.qa { padding: var(--space-5) 0; border-bottom: 1px solid #DDE4E8; }
.qa:last-child { border-bottom: 0; }
.qa h3 { color: var(--ink); font-size: 1.15rem; margin-bottom: 8px; }
.qa p { color: var(--ink-soft); }

/* ---------- Steps row (numbered) ---------- */
.step { }
.step h3 { color: var(--ink); margin-bottom: var(--space-2); font-size: 1.2rem; }
.step p { color: var(--ink-soft); }

/* ---------- FAQ category labels + dividers ---------- */
.cat-label {
  display: inline-flex; align-items: center;
  padding: 8px 18px; border-radius: var(--r-pill);
  background: #EEF2F4; color: var(--ink-soft);
  font-family: var(--font-head); font-weight: 700;
  font-size: .8rem; letter-spacing: .1em; text-transform: uppercase;
}
.faq-cat { max-width: 820px; margin-inline: auto; }
.faq-cat-head { text-align: center; margin-bottom: var(--space-4); }
.divider-green { height: 2px; width: 120px; background: var(--green); border: 0; border-radius: 2px; margin: var(--space-8) auto; }

/* Highlighted savings column in comparison tables */
.cmp-table td.hl { color: var(--green-dark); font-weight: 700; }

/* Card with green left-border accent */
.card--lborder { border-left: 5px solid var(--green); border-top-left-radius: 0; border-bottom-left-radius: 0; }
.card--lborder h3 { color: var(--ink); }

/* ---------- REAL IMAGES (replacing .img-ph placeholders) ---------- */
img.img-ph {
  display: block;
  width: 100%;
  height: auto;
  padding: 0;
  border: none;
  background: none;
  object-fit: cover;
}
img.img-ph::before { content: none; }
.brand-logo { height: 30px; width: auto; display: block; }