$45 in fees on a $1,500 transmission job. Multiply that by everything you billed last month.

Auto repair is a high-ticket business. That's great for your revenue, and terrible for your processing costs. At 2.9%, a $2,000 brake job costs you $58 in card fees. A $4,500 engine rebuild costs you $130. A busy shop billing $80,000 a month in card volume is giving away over $2,300 before the owner takes a dime.

There's a legal, straightforward way to stop that. Thousands of shops already have.

FeeSlicers sets up compliant dual pricing: your card-price customers cover processing, your cash customers pay less, and you pay one flat $40/month. Set up personally by George, a 20-year payments veteran.

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Two minutes to start. No obligation. George takes it from there.

Clean, modern auto repair shop with a technician at work

Processing fees are the bill nobody looks at.

You track your parts cost to the penny. You know your labor rate, your bay efficiency, your average ticket. But most shop owners have never actually done the math on what they're paying to accept cards. Here it is:

Monthly Card Volume Fees at 2.9% That's per year
$40,000$1,160/mo$13,920
$60,000$1,740/mo$20,880
$80,000$2,320/mo$27,840
$120,000$3,480/mo$41,760

That bottom number, $41,760, is a full-time technician. It's a lift. It's a year of marketing you've never been able to afford. And it's walking out the door every month to a processor you probably couldn't name off the top of your head.

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Auto repair customers are not going to leave over a 3% card fee. Here's why.

Let's be real about something. Your customers chose your shop because they trust your work. They're paying you $800 for a timing belt because you're the shop that does it right. Nobody is driving to the other side of town to save $24 on card fees.

1

Big Tickets Mean Big Savings

The average repair order in the U.S. runs $350 to $600. At 3%, that's $10 to $18 per ticket you're absorbing. On a $3,000 job, it's $90. Those numbers add up in a way that makes the program pay for itself immediately.

2

Your Customers Already Understand Markups

Parts markups, shop supply charges, diagnostic fees, environmental fees — your invoices already have line items. A clearly disclosed card fee or cash/card price difference fits right in.

3

Plenty of Customers Pay Cash or Check

Especially for bigger jobs. Dual pricing gives those customers a clear incentive and card customers a clear choice. You're not forcing anyone into anything, you're giving everyone options.

4

You See Repeat Customers

After the first visit, they already know how it works. The second time there's nothing to explain.

Most shops go with dual pricing. Here's when surcharging makes more sense.

Dual pricing

We provide professional signage indicating that you offer both a card price and a cash price. Your customer sees both and chooses at checkout.

Surcharging

A surcharging program is also available. Our terminals automatically add a 3% fee on credit card payments. Debit card fees, typically around 1.5%, are the merchant's responsibility.

Some shops use both — dual pricing at the retail counter, surcharging on fleet and commercial invoices. We can set that up.

Terminals built for a shop environment.

Valor VL550 payment terminal

Valor VL550 — your counter terminal

Big touchscreen, fast processing, built-in printer. Handles dual pricing automatically, customers see both prices on screen before they pay. Tough enough for a shop environment where things get bumped around. Built-in WEX fleet card acceptance for shops that service commercial and fleet vehicles — no separate terminal needed. Most shops qualify for a VL550 at no upfront cost through our free terminal program.

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Valor VP550 payment terminal showing dual pricing on screen

Valor VP550 — for mobile estimates and off-site work

Same capabilities as the VL550, battery-powered with 4G. Good for shops that do on-site estimates, roadside service, or towing operations where you're collecting payment away from the counter.

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Questions shop owners ask

My shop management software handles payments already. Why would I change?

You might not have to. Many shop management systems (Mitchell, ShopWare, Tekmetric, Shop-Ware) can be configured to work with dual pricing or surcharging. We'll look at your specific setup during the analysis. If your current system supports it, we configure it. If not, the standalone terminal handles the card payments and your management system handles everything else, estimates, work orders, parts, reporting. Nothing changes about how you run the shop.

What about fleet accounts and corporate cards?

Fleet cards (WEX, Voyager, etc.) and corporate purchasing cards have their own fee structures that are typically lower than standard consumer cards. We'll break down exactly what applies to your card mix during the analysis. The Valor VL550 and VP550 both accept WEX fleet cards natively, so you won't need a separate terminal for fleet work.

My shop is in a competitive area. Won't I lose customers to the shop down the street that doesn't do this?

Maybe one in a hundred. The shop down the street is also paying $20,000+ a year in processing fees they don't have to pay. You're not losing business over a $15 fee on a $500 job, not when you do good work and your customers trust you. The math on this is overwhelmingly in your favor.

What about the customer who gets mad?

It happens. Once in a while someone will grumble. Your service advisor says one sentence: "The cash price is right there, same great service either way." That's it. Move on. The savings you're keeping from the 99% of customers who don't care more than covers the one who does.

What George tells every shop owner.

Your tickets are big, so the percentage is big — that's the whole story on an auto repair statement. The card brands built these programs themselves. Your card customers cover the cost, your cash customers pay less, and the terminal keeps debit out of it automatically. Show me one statement and I'll show you exactly what you'd keep.
— George Fattal, co-founder · 20+ years in payments · (574) 238-1397

Find out what your shop has been overpaying.

Free analysis. Real numbers based on your actual volume. If it doesn't make sense for your shop, George will tell you straight.

Start Slicing → Call George: (574) 238-1397

Two minutes to start. No obligation. George takes it from there.