Surcharge & Dual Pricing Laws · Wyoming · Last verified 2026-08-27
Yes — credit card surcharging is legal in Wyoming. There is no state-specific cap; card-brand rules apply, which limit surcharges to 3% on credit cards and never allow them on debit or prepaid cards. Dual pricing — posting a card price and a lower cash price — is legal in Wyoming.
| Credit card surcharging | LEGAL under card-brand rules |
|---|---|
| Surcharge cap | No state surcharge cap beyond card-brand rules; a separate statute caps cash discounts at 5%. Card-brand rules govern (lesser of 3% Visa/Discover cap or merchant's cost of acceptance; Mastercard 4% ceiling rarely operative). Debit and prepaid cards can never be surcharged. |
| Dual pricing (cash price / card price) | LEGAL |
| Governing law | Wyo. Stat. §40-14-209 |
| Enforcement | Enforced; the notable Wyoming feature is the 5% cash-discount cap, not a surcharge restriction. |
Card-brand disclosure rules only: post notice at store entry and point of sale; surcharge shown as a separate line item on the receipt.
Dual pricing/cash discounting is legal; Wyoming statute caps the cash discount at 5%.
Wyoming merchants can run either program. Dual pricing covers both debit and credit and requires no surcharge registration; surcharging (flat 3%, credit only) works well for credit-heavy businesses. The right fit depends on your card mix.
Yes. Wyoming has no state surcharge statute, so card-brand rules govern: up to 3% on credit cards, never on debit or prepaid, with proper disclosure.
Dual pricing/cash discounting is legal; Wyoming statute caps the cash discount at 5%. Dual pricing applies to both debit and credit cards.
No. Debit and prepaid cards can never be surcharged anywhere in the U.S. — the Durbin Amendment and card-network rules prohibit it regardless of state law. Dual pricing, by contrast, lawfully covers both debit and credit.
Card-brand disclosure rules only: post notice at store entry and point of sale; surcharge shown as a separate line item on the receipt.
FeeSlicers sets up compliant dual pricing programs — your card-price customers cover processing, your cash customers pay less, and you pay one flat $40/month. George, a 20-year payments veteran, confirms your state's rules as part of setup.
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This page is an educational reference, not legal advice. Surcharge and pricing law changes frequently — this page was last verified on 2026-08-27, and we confirm current rules for your state during setup. Sources: Wyo. Stat. §40-14-209 (Justia).